This information is not a personal recommendation for any particular investment, you are responsible for deciding whether an investment is suitable for you. In doing so, please remember that past performance is not a guide to future performance, the performance of funds is not guaranteed and the value of your investments can go down as well as up, so you may get back less than you invest. When investments have particular tax features, these will depend on your personal circumstances and tax rules may change in the future. You should regularly review your investment objectives and choices and if you are unsure whether an investment is suitable for you, you should contact an authorised financial adviser. FIL Life Insurance (Ireland) Designated Activity Company, authorised by the Central Bank of Ireland as a life assurance undertaking under the European Union (Insurance and Reinsurance) Regulations 2015, as amended and incorporated with limited liability under the Companies Acts 2014. Registered Office: Georges Quay House, 43 Townsend Street, Dublin 2, D02 VK65, Ireland. Registered in Ireland, Company No. 513819. Directors: Brendan McCarthy, David Huntley (British), Marianne Jaekel, Gilles Roy (French) and Helena Cooney.