OverviewCheck how much you’ve got
Be sure to check PlanViewer regularly to see if you’re on track to meet your retirement savings goals. Planning starts with knowing where you are now.
Log in to PlanViewer now
Your financial wellness
Understand your financial wellness Budgeting Debt Savings Protection Workplace Workout Women & money
Feel good with Fidelity
Feel good with Fidelity
Understand your financial wellness Budgeting Debt Savings Protection Workplace Workout Women & money
Useful information
Getting retirement ready
Life is busy – perhaps never more so than now. Aside from your career, you might be caring for other people as well as trying to squeeze in things like keeping fit, DIY or hobbies. With all that going on, planning your finances could be taking a back seat.
But with retirement on the not-too-distant horizon, we found that only 19% of over 50s who’ve tried our financial wellness tool feel completely on track to meet their retirement goals*. Think you’re at risk of falling short? There are still plenty of things you can do to take care of future you.
*Source: The Fidelity Financial Wellness Tool, 2024.
Feel confident about retirement: 4 quick wins
Your employer has enrolled you into our programme because they care about your financial wellbeing. And, as your retirement savings provider, we’ve got plenty of tools and guidance you can use to help you prepare for retirement with confidence.
Review the age you plan to retire
You might not be sure yet when you’d like to retire, but it’s worth giving it some thought because your choice will affect your savings and investments. This is particularly important if you are invested in the default option as many retirement plans reduce the risk of associated with underlying investments as you get closer to your selected retirement age.
Check your retirement age now
Work out how much you will need in retirement
The amount of money needed in retirement is different for everyone. That will depend partly on what sort of lifestyle you want to live. Luckily, our retirement guidelines are here to help you plan and do the sums.
Read our guidelines now
Why you may need less than you think
You may not need as much to live on in retirement as you do as a working person, because some costs like paying a mortgage or forking out for children tend to fall away as you reach retirement age. Also, the fact that you’re saving money during your working life means that a proportion of this money is not actually available to you for spending. Once you hit retirement, you can turn from building your pot to spending it, and no longer need to shovel a chunk of your income into savings.
Feeling behind on your retirement savings targets?
Try these 3 small steps
Review your investments
Find out more about the investment options available through your Plan.
Download the PlanViewer app
Conveniently stay on top of your savings by putting them in the palm of your hand.
Bump up your contributions
Find out how you could boost your retirement savings pot if you get a bonus, or through employer matching.